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Finance Assets ABN 35 914 160 480 Australian Credit Representative Number 495543 trading as Finance Assets of (the "Credit Representative" or "Finance Assets") acting on behalf of Virgo Finance Pty Limited ABN 85 612 825 082 Australian credit licence 495543 of 62 Bridgewood Drive BEAUMONT HILLS NSW 2155 (the "Licensee" or "Virgo Finance") and; Steve Elliot Financial Services Pty Ltd ABN 99 138 826 105 Australian credit licence 394605 of 14/103-111 Majors Bay Rd CONCORD NSW 2137 (the "Aggregator" or "Sefs") (together the “Recipients”)